Policies

Terms of Service

Last updated September 22, 2026

These terms govern your use of itsobviouslyfine.com and any digital workbooks, guides, or other materials you purchase from The Bag of Tricks. By using this site or buying an item, you agree to them.

What we sell

We sell digital workbooks, guides, and educational resources for personal use. Descriptions, prices, and availability are shown on each product page and may change at any time. We reserve the right to refuse or cancel an order.

Your licence

When you buy an item, you receive a personal, non-transferable, non-exclusive licence to download and use it for your own private, non-commercial purposes. You may print a copy for yourself. You may not resell, share, publish, redistribute, or use the material in a workshop, course, or client setting, and you may not reproduce it in whole or in part without our written permission.

Not professional advice

Our content is educational and is not therapy, counseling, medical, legal, or financial advice, and it is not a substitute for working with a qualified professional. It does not create a professional relationship of any kind. If you are in danger or in crisis, contact your local emergency services immediately. In the United States you can call or text 988 for the Suicide & Crisis Lifeline.

Payments and pricing

Payments are processed securely by PayPal. Prices are listed in US dollars and may change without notice. You are responsible for any taxes, duties, or fees that apply in your location.

Refunds

Refunds are handled according to our Return & Refund Policy, which forms part of these terms.

Intellectual property

All content on this site — including text, articles, illustrations, workbooks, and branding — belongs to The Bag of Tricks or its licensors and is protected by copyright and other laws. Your licence does not transfer ownership of anything.

Acceptable use

You agree not to:

  • Copy, resell, or redistribute our materials.
  • Scrape, crawl, or harvest content or email addresses from the site.
  • Attempt to gain unauthorized access to any part of the site or its systems.
  • Use the site to break any law, or to harass, threaten, or harm others.

Third-party services and links

We use third parties such as PayPal for payments and Google for analytics, and we may link to other websites. Those services and sites have their own terms and privacy practices, and we are not responsible for their content or conduct. See our Privacy Policy for details.

Availability and disclaimers

We aim to keep the site available and accurate, but we do not promise it will be uninterrupted, error-free, or that any particular outcome will result from using our materials. The site and all materials are provided "as is" and "as available," without warranties of any kind to the fullest extent permitted by law.

Limitation of liability

To the fullest extent permitted by law, The Bag of Tricks is not liable for indirect, incidental, special, or consequential damages, or for any loss of data, income, or profits arising from your use of the site or our materials. Our total liability for any claim relating to a purchase is limited to the amount you paid for that item.

Changes to these terms

We may update these terms from time to time. The date at the top of the page shows the most recent revision. Continuing to use the site after a change means you accept the updated terms.

Governing law

These terms are governed by the laws of the Commonwealth of Puerto Rico, United States, without regard to conflict-of-law rules.

Contact us

Questions about these terms? Email hello@itsobviouslyfine.com.